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Karnataka Stamp Duty & Registration Charges Calculator

Estimate the stamp duty, cess, surcharge and registration fee payable on a property sale (conveyance/sale deed) in Karnataka, based on your sale consideration value.

Property Sale Details
₹
The price agreed in the sale deed / agreement of sale.
₹
Stamp duty is charged on whichever is higher — sale price or guidance value. Look this up on the Kaveri Online portal before paying.
This decides the surcharge rate — 2% inside city/town limits, 3% inside Gram Panchayat limits.

How is stamp duty calculated on a property sale in Karnataka?

Karnataka charges stamp duty as a flat slab rate on the entire sale value, not a marginal/tiered rate: 2% up to ₹20,00,000; 3% from ₹20,00,001 to ₹45,00,000; and 5% above ₹45,00,000. On top of the stamp duty, a flat 10% cess and a 2% (urban) or 3% (rural) surcharge apply — both calculated on the stamp duty amount, not the property value. Registration fee is a separate, flat 2% of the value, since the Karnataka government doubled it from 1% on 31 August 2025.

  • Stamp duty is calculated on whichever is higher — the sale consideration or the government guidance value
  • Cess (10%) and surcharge (2% urban / 3% rural) apply on top of the base stamp duty
  • Registration fee (2%) is separate and calculated on the same value

Frequently Asked Questions

Is stamp duty calculated on the sale price or the guidance value?

Whichever is higher. If your sale consideration is lower than the government guidance value (circle rate) for that property, stamp duty and registration fee are both charged on the guidance value instead. Check the exact guidance value on the Kaveri Online portal before finalising a deal.

What's the difference between the urban and rural surcharge?

Properties within BBMP, City Corporation or City Municipal Council limits attract a 2% surcharge on the stamp duty amount. Properties within Gram Panchayat (BMRDA) limits attract a 3% surcharge. Combined with the flat 10% cess, this makes the effective stamp duty 5.6% (urban) or 5.65% (rural) of the property value, at the top 5% slab.

Did registration charges really double in Karnataka?

Yes. Effective 31 August 2025, Karnataka doubled the property registration fee from 1% to 2% of the transaction value — the first revision since 2003 — applying to sale deeds, Joint Development Agreements and General Power of Attorney registrations alike.

Is there a stamp duty concession for women buyers in Karnataka?

No, not anymore. The earlier 1% stamp duty concession for women buyers was discontinued under the Registration (Karnataka Amendment) Act, 2024. Stamp duty and registration charges are now the same regardless of the buyer's gender.

Read more: Karnataka stamp duty and registration charges, explained